Term insurance safeguards the future financial stability of your family in the event of your death. Term insurance is a pure protection plan. In addition, compared to other life insurance products, term insurance has cheaper premiums. If you purchase large covers early in life, the premiums are also more reasonable. You can opt to get all your premiums back after the term of the policy in case you survive through term insurance with return of premium. If you want to get critical illness insurance then you can choose avail the critical illness rider along with your base term insurance.
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